Regional Head Credit Initiation Unit - Consumer Credit

Job Description

(total positions: 1, posted on: March 15, 2024)

• Should be in Managerial Role for at least 2-3 years preferably Supervising Regional CIU Team.
• Well versed with Consumer Prudential Regulations.
• Capability of Independent Credit Risk Review of all the credit application.
• Ensure compliance of Consumer Product Programs and Credit Policies.
• Ensure to stipulate approval covenants / conditions to safe guard bank’s interest
• Ensure approval is being obtained from relevant credit approving authority.
• Ensure that Deviation / Exception (if any) obtained from relevant authority.
• Knowledge / Understanding of Consumer LOS.
• Assist Head Consumer Credit in up-dation of Consumer Credit Policy and Consumer Product Programs.
• Knowledge with clear understanding of financing documentation related to Consumer Segment.
• Understanding / knowledge of Collection & Recovery Processes.
• Knowledge of documentation / security perfection role in Consumer.

Required Skills