Head Agri Credit – Commercial & SME Banking, Karachi

Job Description

(total positions: 1, posted on: December 17, 2025)

• Policy & SOP Development: Draft, update and secure approvals for Agri Credit SOPs.
• Portfolio Management: Maintain healthy credit portfolio, contain NPLs and maximize recoveries.
• Business Growth: Conduct market research, identify new Agri opportunities and set annual KPIs.
• Risk & Compliance: Ensure strict adherence to SBP Prudential Regulations, AML/CFT, and Shariah principles.
• Credit Quality: Approve only well-secured, purpose-driven facilities with enforceable documentation.
• Team Leadership: Hire, train and mentor staff for Agri business excellence.
• Audit & Controls: Coordinate with SBP inspections, internal/external audits and enforce accountability.
• Performance Monitoring: Track unit/individual KPIs, ensure timely renewals and manage delinquent accounts.

Required Skills